RAF Bridging Blog
What is the Road Accident Fund?
The Road Accident Fund or RAF is a compulsory indemnity insurance fund in South Africa. The fund was brought into effect in 1997 when it took over from the Multilateral Motor Vehicle Accidents Fund. The fund is responsible for providing cover for all road users in...
RAF Loan vs Waiting for Your Payout: Which Option Is Better?
If your Road Accident Fund claim has been approved or is close to payout, you’re probably facing a difficult decision: Do you wait for your full RAF payment…Or do you take a RAF loan and access part of it now? On paper, waiting sounds like the obvious choice. But in...
How To Do a RAF Status Check
What to Do If Your Claim Is Approved But You’re Still Waiting If you’re searching for a RAF status check, chances are you’re not just looking for an update - you’re trying to figure out why your money hasn’t arrived yet. You’ve followed the process.Your claim is in...
RAF Cash Advance: How Much Can You Get and How Does It Work?
If you’re considering a RAF cash advance, the first question on your mind is simple: How much money can I actually get? And the honest answer is—it depends on your claim. But there are clear ranges, patterns, and factors that determine exactly how much you can...
How to Get a Quick Advance on Your RAF Settlement
If you’re searching for a quick advance on your RAF settlement, chances are you’re not just curious, you need money, and you need it NOW. Maybe your claim has been approved, but the payout hasn’t landed yet. Maybe your attorney has confirmed the amount, but you’re...
How to Get a Loan While Waiting for Your RAF Payout in South Africa
If you’ve made it this far in your Road Accident Fund claim, you already know the truth no one tells you upfront: Getting approved doesn’t mean getting paid. You could be waiting months—even longer—while bills pile up, income disappears, and life doesn’t slow down to...
Types of Accidents That the RAF Cover
The Road Accident Fund is a government-supported insurance fund that thousands of citizens claim from each year. The RAF exists to take care of people who have been negatively affected by the loss of a loved one or a physical injury due to a road accident. What Does...
How much does it cost to fix potholes in South Africa?
Ask any South African their opinion over the state of our roads and it’s highly likely your question will be met with sighs, eye rolls and much disdain! The reality is our roads are a sad state of affairs and the majority of major and arterial routes have poorly...
New Road Accident Fund Rules in the Pipeline for South Africa
The government is in the process of creating new rules for the administration of the Road Accident Fund through restructuring the fund and how payments are made. The RAF was established to provide financial aid to victims of motor vehicle accidents who have lost...
What is covered by the Road Accident Fund?
Vehicle accidents are not only physically damaging but they are financially devastating as well. The emotional and financial toll of losing loved ones, replacing written off vehicles and mounting medical bills can be too much for some victims, causing severe...
How to save fuel and money in the midst of fuel hikes
After 2 years of financial hardship because of a global pandemic, already cash-strapped South Africans must now grapple with exorbitant fuel increases. Despite crude oil prices being lower than they were 10 years ago, the government continues to increase fuel prices...